Top 10 Best PEO for Small Business (2023)

best peo for small business

As the business landscape continues to evolve and become increasingly complex, small businesses face challenges in managing their HR, payroll, and employee benefits efficiently. This is how PEO for small business demand increased around the globe.

This article includes the best PEO companies for small business that have proven to be the most reliable, cost-effective, and beneficial. Whether you’re a startup or an established small enterprise, this guide will help you make an informed business decision.

What is a PEO services?

PEO stands for Professional Employer Organization. A PEO services is a strategic partnership between a business and a PEO provider that specializes in providing comprehensive international HR solutions.

With a PEO service, the client company transfers certain employer responsibilities to the PEO, which becomes a co-employer of the client’s workforce. This arrangement allows the PEO to handle critical HR functions such as payroll administration, benefits management, compliance support, risk management, and employee training.

Advantages of using PEO for small business

Outsourcing your HR needs to a Professional Employer Organization can help streamline your business operations.

1. Streamlined HR management

Small businesses can streamline their human resource management by outsourcing tasks like payroll, benefits administration, and compliance to a PEO. This allows them to focus on core business activities and growth.

2. Access to expertise

PEOs bring specialized HR expertise and knowledge of employment laws and regulations. Small businesses benefit from this expertise without the need to hire dedicated HR staff.

3. Cost-effective benefits

Through a PEO, small businesses can offer competitive employee benefits and insurance packages. PEOs pool employees from multiple companies, providing access to cost-effective benefits due to economies of scale.

Learn more about : PEO Benefits: Key Advantages of PEO for Small Businesses

4. Reduced compliance risks

Staying compliant with ever-changing employment laws is challenging. PEOs help manage compliance, reducing the risk of costly legal issues for small businesses.

5. Improved recruitment

PEOs may assist with talent acquisition and recruitment strategies, helping small businesses attract and retain top talent.

6. Efficient payroll processing

By outsourcing payroll, PEOs ensure accurate and timely payments, saving time and minimizing payroll-related errors.

7. Focus on growth

With HR responsibilities delegated to the PEO, small business owners can focus on strategic growth and expanding their market presence.

8. Flexibility for scaling

As small businesses grow, PEOs can adapt and accommodate changing HR needs, providing scalable solutions.

Best PEO for small business

Let us introduce you to these industry-leading PEO service providers who can revolutionize your HR operations and help your business thrive.

1. ADP TotalSource


ADP TotalSource is a comprehensive Professional Employer Organization (PEO) service offered by ADP, a leading human capital management solutions provider. It is founded in the year 1949 and serving across 160 countries now. ADP TotalSource serves as a strategic partner for businesses by managing critical HR functions and providing access to a wide range of HR services. From payroll administration and benefits management to compliance support and risk management, ADP TotalSource helps businesses streamline their HR operations and navigate complex employment regulations.

ADP Core services and features

  • HR administration
  • Talent management
  • Employee benefits
  • Regulatory compliance
  • Comprehensive HR, talent, and compliance
  • Fortune 500® caliber benefits
  • HR specialists who are dedicated to your business
  • Customized HR strategies and programs
  • Powerful technology and data-driven insights
  • Nationwide capabilities

ADP TotalSource pricing

Contact the ADP sales team to inquire about personalized pricing tailored to your specific business requirements, company workforce size, and unique needs.

2. Global Squirrels

Global Squirrels PEO Services

Global Squirrels PEO services addresses the challenges of international talent acquisition and payment management. Built upon a thorough analysis of traditional PEO services, Global Squirrels has redefined the entire employment lifecycle, offering comprehensive solutions from talent sourcing to end-of-employment processes.

Their extensive range of HR services caters to businesses of all sizes, encompassing talent resourcing, hiring, payroll processing, employee benefits administration, HR management, risk management, and more. Renowned for their compliance expertise, Global Squirrels excels in assisting businesses in navigating complex regulatory environments with ease and confidence.

Global Squirrels Core services and features

  • Talent management
  • Contractor and full-time employee management
  • Industry-specific support
  • User-friendly technology and mobile-first approach to HR services
  • Personalized risk assessment and management
  • Onsite HR managers
  • Compliance management
  • Employee lifecycle administration
  • Sourcing, interviewing, paying, and compliant employment terminations

Pricing Global Squirrels

3. Paychex

paychex PEO Service

Paychex is funded in 1971 which is a flexible HR and payroll solution tailored to meet the unique needs of businesses of all sizes. With decades of experience in the industry, Paychex offers a wide range of PEO services designed to streamline HR processes, simplify payroll administration, and ensure compliance with ever-changing regulations. From payroll processing and tax services to time and attendance tracking, employee benefits administration, and HR management, Paychex provides a comprehensive suite of solutions to help businesses focus on what they do best – growing their business.

Core services and features

  • Hire, pay, manage, and retain employees with confidence
  • Compliance expertise every step of the way
  • Scalable solutions that grow as you do
  • Payroll services
  • Time & attendance
  • HR services
  • Employee benefits services
  • Business insurance solutions
  • Payment processing solutions

Paychex pricing

Essentials- $39/mo+$5 Per Person
Select- From $44/mo+$3 Per Person
Pro- From $89/mo+$3 Per Person

Examine the Paychex pricing plans thoroughly to gain comprehensive insights into the range of services included within each plan’s offerings.

4. Justworks

justworks peo services


Justworks was founded in 2012 as a comprehensive platform that provides robust HR and payroll solutions for businesses of all sizes. With its user-friendly interface and extensive range of features, Justworks simplifies and streamlines essential HR tasks. From managing employee benefits and compliance to automating payroll processes, Justworks offers a suite of tools designed to alleviate administrative burdens. The platform also offers access to a wide network of top-tier benefits providers, enabling businesses to offer competitive benefits packages to their employees.

Core services and features

Access to benefits
Compliance support
Automated payroll
Onboard new employees
Make updates to company information
Leaves of absence, such as paid family leave
Onboarding and terminating employees
Managing overtime

JustWorks pricing

Basic- Payroll, Benefits, HR tools, and Compliance- $59/month per employee ($49/month for your 50th employee onwards)

Plus- Basic + Access to Medical, Dental, and Vision- $99/month per employee ($89/month for your 50th employee onwards)

Take a close look at the Justworks pricing plans to ensure you have a thorough grasp of the services encompassed within each plan’s offerings.

5. Papaya Global

Papaya Global PEO


Papaya Global is a leading provider of Professional Employer Organization (PEO) services which was founded in 2016. With their PEO service, businesses can seamlessly expand their operations internationally while minimizing the complexities and administrative burdens associated with managing a global workforce. Papaya Global handles various HR functions, including payroll management, compliance with local labor laws, employee benefits administration, and tax reporting. Their platform leverages advanced technology and automation to streamline processes, ensuring accuracy, efficiency, and compliance.

Core services and features

Automated onboarding
Payroll management
Compliance support
Expense management
Strong automation tools
Benefits administration
Global HR functionalities
Contractor management

Papaya Global pricing

Full-Service Payroll- Starting from $20 /mo per employee (Includes our advanced payroll platform, embedded payments, global partner network, and employee portal)

6. TriNet


TriNet is an esteemed professional employer organization (PEO) that is founded in 1988 specializing in delivering comprehensive HR solutions specifically designed for small and medium-sized businesses (SMBs). By leveraging industry-specific expertise, TriNet efficiently addresses the HR complexities faced by SMBs, providing access to a wide range of services including human capital guidance, benefits administration, risk management, compliance support, real-time payroll solutions, and cutting-edge technology.

Core services and features

Talent retention and strategic HR
Benefit options and 401(k) retirement plan
Payroll services
Expense management
Time and attendance
Risk mitigation and employment practices risk management
Workers’ compensation
Technology platform and integration center
Compensation benchmarking
Document management and workforce analytics

Pricing Plan TriNet

Contact the TriNet sales team to obtain a comprehensive pricing quote for their PEO services, personalized to cater to your specific business needs.

7. Insperity


Insperity is a leading provider of human resources and business performance solutions that is founded in 1986. It offers a comprehensive range of PEO services and solutions designed to support businesses of all sizes and industries. They provide PEO solutions including HR administration, employee benefits, payroll processing, risk management, and many more. Whether it’s streamlining HR processes, attracting and retaining top talent, or optimizing business performance. It stands out as a reliable resource for companies seeking to achieve their goals.

Core services and features

HR admin and payroll
Risk management
HR-related compliance
Talent management
HR support and technology
Employee benefits
Single, ready-to-go HCM platform
Streamlined processes
Reporting and analytics


The pricing details are not available on their website. To obtain information about the services and pricing that align with your specific business needs, we recommend reaching out to their sales team.

8. Multiplier


Multiplier is a comprehensive global HR partner that is established in 2020 to handle all aspects of employing, paying, and managing your international team. Their all-in-one Professional Employer Organization (PEO) solution is designed to offer reliable support in onboarding and overseeing employee payroll, benefits, expenses, and various other HR services, even in locations where you have your own entity.

Core services and features

Instant employment contracts
Multi-country payroll
Multi-currency payments
ESOPs, benefits, and insurance administration
Expense and leave Management
24/5 support from local HR and legal experts, no third-party delays
Employee payslips

Pricing Plan Multiplier

Run Global Payroll (Pay and take care of your international employees by ensuring timely payroll & competitive benefits)- Starting from $20/month

9. Infiniti HR

Infinite PEOINFINITI HR specializes in efficiently handling crucial HR responsibilities and mitigating employer risks for companies of all sizes, ranging from small businesses to large corporations since 2008. Their comprehensive platform offers a range of benefits, including robust regulatory compliance management, readily available HR guidance, seamless payroll processing and tax filing in real-time, and integration with POS systems.

Core services and features

Payroll and tax filing
State-specific HR management
Employer mandatory insurance
Employer voluntary insurance
Risk management
ASO arrangements
Employee benefits procurement and administration

Infiniti HR pricing

To obtain a customized pricing structure for your business, we encourage you to contact the team directly, as it is not listed on their website.

10. Rippling


Rippling is a PEO provider that offers a range of HR solutions for businesses of all sizes since it launched in the year 2016. Their services include payroll processing, employee benefits administration, HR management, and risk management. They are known for their expertise in compliance and their ability to help businesses navigate complex regulatory environments. This PEO service company is known for its modern PEO services for startups & high-growth companies.

Core services and features

Fortune 500-Caliber medical, dental, and vision insurance
EPLI coverage (employment liability)
Workforce analytics
Global workforce management
Global payroll
Benefits administration
Time & attendance
Talent management
PE services
ExpOense management

Rippling pricing

Rippling offers a starting price of $8 per month, per user. They will provide you with a personalized quote according to the services you are interested in using.

RELATED READ: What is International PEO – A Comprehensive guide


The landscape of PEO services for small businesses is filled with exceptional options that cater to diverse needs. The best PEO providers for small business discussed in this article have demonstrated their commitment to delivering comprehensive HR solutions, streamlining payroll processes, managing employee benefits, ensuring regulatory compliance, or providing expert HR guidance.

By partnering with one of these top PEO services, small businesses can confidently forge ahead, knowing they have a reliable and trusted ally by their side.

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